The warm, dry conditions this growing season can increase fire risks during harvest, burning up large equipment and acres of revenue, while sometimes putting lives at risk.
We encourage farmers to consider purchasing a separate Crop Hail Fire policy that Fortify Group offers through Great American Crop Insurance or Diversified Crop Insurance. These policies provide valuable coverage for a low investment: A premium of $2.50 per acre purchases $1,000 of coverage (per acre) with no deductible.
"Most of our customers carry traditional Crop Hail insurance, which covers $150-$250 an acre in the event of a fire. Additionally, multi-peril insurance generally will only cover fires caused by nature," said Joe Kamler, co-owner of Fortify Group. "So it's not going to cover your combine fire that burns your field, or if a neighbor's fire spreads to your field. It would be a mistake for a producer to think 'I've got multi-peril. It covers fire.'"
The policy requires a 24-hour waiting period between its purchase and the time if takes effect. Coverage will expire in mid-December and will not automatically renew.
"This policy can really be a difference-maker for a farming operation," Kamler said.
Contact Fortify Group for more information.
Geneva: 402.759.3300
Shickley: 402.627.2055
North Platte: 308.221.6962
More harvest safety tips shared by Farmers Mutual: https://www.fmne.com/articles/harvest_safety?fbclid=IwAR2HPZqyY7CLy2Vhe-FoC4S2x-cP2DCzmO5iLSYASFe5uND7nv9p0VDKzCk
