Crop Insurance

If one farms long enough, risk inevitably takes its best shots.

A flooded field of corn. A bumper crop stripped by hail. Droughts. Tornados. (Not to mention the uncertainty of markets.)

While risk is an accepted part of farming, the right crop insurance can protect farm businesses and families. Fortify Group offers crop insurance through three respected companies: Great American, Arm-Tech and Diversified. Our company owners and agents grew up on farms or have agricultural ties, providing them the experience to select customized coverage that meets the specific needs of each farm.

Using a combination of federal and private insurance offers farmers more protection for their business. Crop Hail insurance is a product that is not subsidized by the government under the Federal Crop Insurance Program. Policies can be purchased at any point throughout the growing season (with some time limits on wind exposure.) Crop Hail is provided directly to farmers by private insurance companies.

The oldest form of crop insurance, Multiple Peril Crop Insurance, is part of the Federal Crop Insurance Program. These policies must be purchased prior to planting and can cover for the loss of yields from natural causes, such as drought, disease, excessive moisture, and freezing temperatures, and revenue due to commodity price declines.

"The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual's income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA's TARGET Center at 202-720-2600 (voice and TDD).

 

To file a complaint of discrimination write to:

USDA
Director, Office of Civil Rights
1400 Independence Avenue, S.W.
Washington, D.C. 20250-9410
or call 800-795-3272 (voice)
or 202-720-6382 (TDD).

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