Commercial General Liability

Just as homeowners secure insurance to protect themselves against risks and unforeseen incidents that may happen on their property, Commercial General Liability Insurance protects businesses against financial losses that come from claims related to business operations.

Those claims are not an uncommon occurrence. Consider that in 2018 ‘Customer slips and falls’ and ‘Customer injury and damage’ were among the Top 10 claims for small business owners.

Commercial General Liability provides coverage for premises/property damage and bodily injuries, whether it results from an accident on your premises or from your product and operations. In the event that a business is held legally responsible in a claim, this policy can cover medical expenses, legal costs and settlements (up to the policy limits)

This Trusted Choice article explains how this type of policy can be the difference between staying afloat and going out of business when bad things happen:

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