Commercial Property and Liability Insurance

In simplest terms, a commercial property policy covers your stuff - large and small. From a physical building to desks, doors, computers, signs or a warehouse filled with inventory, businesses need this policy to protect themselves from the loss of these assets due to theft, fire, wind, hail, and vandalism.

In some cases, this policy is combined with Professional Liability Insurance, which covers businesses when a mistake is made. It offers protection from legal claims and lawsuits, up to the selected policy limits.

Coverage will depend on the type of business and what products or services one offers. But there are two main types of coverage achieved through this product: Malpractice (healthcare) and Errors and Omissions (for those who dispense advice or services).

This Trusted Choice article details other important features of professional liability insurance and who needs it:

Jeff and Sally Row in their shop
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The Hejny Family
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Tiffany W. is pictured at work with a brick stone background. She gave Fortify Group testimonial comment.
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Jen Griifith is pictured by the brick front pillars of the Shickley Community Center, where she works as the village clerk. She has long, dark hair and is wearing a pink blouse.
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Brett Beavers, owner of Beavers Dairy, is seated in his office. A image of a Holstein cow is pictured on the cabinet behind him.
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